/* Loaded only on the calculator route to keep it out of the critical site stylesheet. */
.tool-privacy-strip { border-bottom: 1px solid var(--line); background: var(--sea-light); }
.tool-privacy-inner { display: grid; gap: 0.7rem; padding-block: 1rem; }
.tool-privacy-inner > div { display: grid; }
.tool-privacy-inner strong { color: var(--navy-deep); font-size: 0.86rem; }
.tool-privacy-inner span { color: var(--ink-soft); font-size: 0.78rem; }
.tool-directory { display: grid; gap: 0.75rem; }
.tool-directory-card {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  gap: 0.85rem;
  align-items: start;
  padding: 1rem;
  border: 1px solid var(--line);
  border-radius: 1rem;
  background: var(--white);
  transition: border 160ms ease, transform 160ms ease, box-shadow 160ms ease;
}
.tool-directory-card:hover, .tool-directory-card:focus-visible { border-color: var(--teal-dark); box-shadow: 0 10px 28px rgba(12, 50, 63, 0.07); transform: translateY(-1px); }
.tool-directory-card > span, .tool-number {
  display: grid;
  width: 2.5rem;
  height: 2.5rem;
  place-items: center;
  border-radius: 0.72rem;
  background: var(--sea);
  color: var(--teal-dark);
  font-size: 0.75rem;
  font-weight: 900;
}
.tool-directory-card strong { display: block; color: var(--navy-deep); font-size: 1rem; line-height: 1.25; }
.tool-directory-card p { margin: 0.35rem 0 0; color: var(--ink-soft); font-size: 0.8rem; line-height: 1.5; }
.tool-directory-card b { display: none; color: var(--teal-dark); font-size: 0.76rem; }
.calculators-stack { display: grid; gap: 5rem; padding-bottom: 5rem; }
.calculator-section { scroll-margin-top: 7.2rem; padding-top: 1rem; }
.calculator-heading { display: grid; gap: 1rem; margin-bottom: 1.5rem; padding-top: 2rem; border-top: 1px solid var(--line); }
.calculator-heading > div { display: grid; grid-template-columns: auto 1fr; column-gap: 0.85rem; align-items: center; }
.calculator-heading .tool-number { grid-row: span 2; }
.calculator-heading .eyebrow { margin: 0; }
.calculator-heading h2 { grid-column: 2; margin: 0.2rem 0 0; color: var(--navy-deep); font-size: clamp(1.65rem, 5vw, 2.6rem); letter-spacing: -0.05em; line-height: 1.08; }
.calculator-heading > p { max-width: 43rem; margin: 0; color: var(--ink-soft); }
.calculator-shell { display: grid; overflow: hidden; border: 1px solid var(--line); border-radius: 1.3rem; background: var(--white); box-shadow: var(--shadow); }
.calculator-panel { padding: 1.1rem; }
.tool-form-grid { display: grid; gap: 1rem; }
.tool-field { display: grid; align-content: start; gap: 0.35rem; }
.tool-field > span:first-child { color: var(--navy-deep); font-size: 0.79rem; font-weight: 800; }
.tool-field small { color: var(--ink-soft); font-size: 0.69rem; line-height: 1.4; }
.tool-input-wrap { position: relative; display: block; }
.tool-input-prefix, .tool-input-suffix {
  position: absolute;
  top: 50%;
  z-index: 1;
  color: var(--ink-soft);
  font-size: 0.85rem;
  font-weight: 780;
  transform: translateY(-50%);
  pointer-events: none;
}
.tool-input-prefix { left: 0.9rem; }
.tool-input-suffix { right: 0.9rem; }
.tool-field input, .tool-field select {
  width: 100%;
  min-height: 3rem;
  border: 1px solid var(--line);
  border-radius: 0.7rem;
  background: var(--paper);
  color: var(--navy-deep);
  font: inherit;
  font-size: 0.9rem;
  font-weight: 650;
  outline: none;
}
.tool-field input { padding: 0.72rem 0.9rem 0.72rem 2rem; }
.tool-field select { padding: 0.72rem 2rem 0.72rem 0.9rem; }
.tool-input-suffix-wrap input { padding-right: 2rem; padding-left: 0.9rem; }
.tool-field input:focus, .tool-field select:focus { border-color: var(--teal-dark); box-shadow: 0 0 0 3px rgba(22, 74, 123, 0.12); }
.tool-reset { margin-top: 1rem; padding: 0.55rem 0; border: 0; background: transparent; color: var(--teal-dark); cursor: pointer; font: inherit; font-size: 0.78rem; font-weight: 800; text-decoration: underline; text-underline-offset: 0.2rem; }
.result-card { padding: 1.35rem; background: linear-gradient(145deg, var(--navy-deep), var(--navy)); color: var(--white); }
.result-label { margin: 0; color: #b5cee6; font-size: 0.7rem; font-weight: 850; letter-spacing: 0.1em; text-transform: uppercase; }
.result-amount { display: block; margin-top: 0.4rem; font-size: clamp(2.2rem, 9vw, 4rem); letter-spacing: -0.065em; line-height: 1; overflow-wrap: anywhere; }
.result-amount span { margin-left: 0.3rem; color: #c5d5e4; font-size: 0.78rem; font-weight: 650; letter-spacing: 0; }
.result-loan { margin: 0.6rem 0 0; color: #d4e0ec; font-size: 0.8rem; }
.result-breakdown { display: grid; gap: 0; margin: 1.4rem 0 0; }
.result-breakdown div { display: flex; justify-content: space-between; gap: 1rem; padding: 0.65rem 0; border-top: 1px solid rgba(255,255,255,0.13); }
.result-breakdown dt { color: #d4e0ec; font-size: 0.78rem; }
.result-breakdown dd { margin: 0; color: var(--white); font-size: 0.82rem; font-weight: 800; }
.estimate-note { margin-top: 1.2rem; padding: 0.9rem; border: 1px solid rgba(255,255,255,0.14); border-radius: 0.75rem; background: rgba(255,255,255,0.065); }
.estimate-note strong { font-size: 0.8rem; }
.estimate-note p { margin: 0.3rem 0 0; color: #d4e0ec; font-size: 0.7rem; line-height: 1.5; }
.tool-subheading { display: grid; gap: 0.15rem; margin: 1.4rem 0 0.8rem; padding-top: 1rem; border-top: 1px solid var(--line); }
.tool-subheading:first-child { margin-top: 0; padding-top: 0; border-top: 0; }
.tool-subheading strong { color: var(--navy-deep); font-size: 0.92rem; }
.tool-subheading span { color: var(--ink-soft); font-size: 0.72rem; }
.result-comparison { display: grid; gap: 0.65rem; margin-top: 1.2rem; }
.result-comparison > div { padding: 0.9rem; border: 1px solid rgba(255,255,255,0.13); border-radius: 0.75rem; background: rgba(255,255,255,0.055); }
.result-comparison span, .result-comparison strong { display: block; }
.result-comparison span { color: #c5d5e4; font-size: 0.7rem; }
.result-comparison strong { margin-top: 0.2rem; font-size: 1.35rem; letter-spacing: -0.035em; overflow-wrap: anywhere; }

@media (min-width: 640px) {
  .tool-privacy-inner { grid-template-columns: 1fr auto; align-items: center; }
  .tool-directory { grid-template-columns: repeat(2, 1fr); }
  .tool-form-grid { grid-template-columns: repeat(2, 1fr); }
  .calculator-panel, .result-card { padding: 1.6rem; }
  .result-comparison { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 820px) {
  .calculator-heading { grid-template-columns: 1.1fr 0.9fr; align-items: end; }
  .calculator-shell { grid-template-columns: minmax(0, 1.25fr) minmax(19rem, 0.75fr); }
}

@media (min-width: 1080px) {
  .tool-directory { grid-template-columns: repeat(5, 1fr); }
  .tool-directory-card { grid-template-columns: 1fr; }
  .tool-directory-card > span { margin-bottom: 0.25rem; }
  .tool-directory-card b { display: block; margin-top: 0.25rem; }
}